Ghost writer non fiction jobs

I am looking for a talented writer to craft a compelling cover letter for an marketing position. Key Requirements: - Experience with writing cover letters for marketing roles. - Understanding of the marketing industry and its latest trends. - Ability to tailor the letter for the job. - Please refer to my attached resume and job requirement. Your main task will be to create a persuasive narrative that highlights my skills, enthusiasm, and potential as a marketing professional. Although not mandatory, experience in the following will be a plus: - Working with fresh graduates or entry-level professionals. - Incorporating industry-specific achievements in cover letters. Prior experience in the marketing field or recruitment will be a significant asset. A successful candidate will ha...

Seeking a talented writer with a knack for penning engaging, informal biography-style content. What's Required: - Composition of a casual, yet captivating account of a detailed personal history. This biography should be comprehensive, drawing on key life moments to create a rich tapestry of the subject's life. Ideal Skills & Experience: - Previous experience writing memoirs or biographies - Ability to write informally while maintaining the depth and credibility inherent to the genre - Mastery in vividly depicting scenes to make the story more alive and engaging Join us in conducting an intriguing journey through the past, mapping out a detailed personal history in an easy-going informal style. It's not just an historical account, it's a story unfurlin...

I'm looking for a skilled writer to craft 20 engaging, 100-word paragraphs . The topic of the paragraphs is yet to be determined, as I'm open to suggestions, but should be suitable for a general audience. Ideal skills and experience: - Proven experience in creative writing - Ability to write engaging, concise 100-word paragraphs - Versatile writing style that can adapt to different topics - Understanding of how to tailor content for a general audience

...increasing my Telegram member count. The main goal of this promotion is to attract Crypto Enthusiasts to my channel. Key Requirements: - Experience and success in increasing member counts for Telegram channels. - A good understanding of the crypto market and community. - Ability to personalize direct messages based on the recipient's interests. - Strategies for engaging with potential members in a non-intrusive way. Your main tasks will include: 1. Identifying and reaching out to potential members within the cryptocurrency community. 2. Engaging with these individuals through personalized direct messages. 3. Encouraging them to join our Telegram channel. Personalization is key, and I believe that understanding the interests of the recipients will increase our chances of s...

I'm a highly fluent speaker of Chinese, but I lack the ability to read and write the language. I'm seeking a skilled private tutor who can help me bridge this gap and teach me how to read Simplified Chinese. Ideal Skills and Experience: - Proven experience in teaching Chinese, ideally to non-native speakers - Ability to assess my current language skills and design a tailored learning plan to improve my reading proficiency - Patience and good communication skills to guide me through the learning process - Knowledge of Simplified Chinese script - Understanding of how to structure lessons for effective learning The successful candidate should be able to provide a structured and engaging learning experience to help me achieve my goal of reading and writing in Chinese - my ma...

I am looking for an excellent and attentive reader who can immerse themselves in a fiction book and provide me with a detailed synopsis. The task involves reading the book and summarizing each chapter for me, taking into account the following: - Main plot points: Highlight all the significant events that propel the story forward. - Character developments: Describe how each character evolves throughout the narrative. - Theme analysis: Unearth and note the major themes that emerge in the context of the story. This will require expertise in fiction reading, critical analysis, and succinct writing. The ideal freelancer will have proven experience in similar tasks and a knack for understanding and dissecting plots, themes, and characters in literary works. They should also be sk...

I need a resume writer to help me craft a compelling resume for mid-career roles in the Software as a Service (SaaS) industry. Key Requirements: - The resume should be in PDF format. - It should be tailored to the SaaS industry, reflecting my mid-career level of experience. - I'm looking for a professional and engaging resume that highlights my skills and accomplishments in a clear and concise manner. Ideal Skills & Experience: - Proven experience in resume writing, especially for mid-career professionals. - Strong understanding of the Software as a Service (SaaS) industry. - Excellent command over the English language with a keen eye for detail. - Ability to deliver the project in a timely manner.

I need an experienced writer to draft a formal business letter for me. The recipient will be a government or regulatory body, hence it's crucial that the letter maintains a professional and respectful tone. Ideal Skills: - Proficient in business writing - Familiar with formal letter structuring - Experience in government correspondence is a plus Key Requirements: - The letter must strictly adhere to an official template - It should be concise yet impactful, introducing my business in a way that is impressive and formal - Tone should be respectful and professional, maintaining a high standard of language and style

I'm seeking a talented content writer to develop engaging and informative content for my makeup brand's website. The content should be tailored for a female audience and should maintain a friendly, conversational tone throughout. Key Requirements: - Develop general website content that showcases and promotes our products effectively. - Craft engaging and informative articles that align with the interests of our target audience. - Maintain a consistent, friendly, and conversational tone of voice throughout all content. Ideal Candidate: - Proven experience in content writing for beauty or fashion brands, particularly for female audiences. - Strong grasp of SEO best practices and the ability to incorporate these into the content. - Creativity in developing engaging and sha...

...subscribers of a mobile phone company with an innovative mobile money solution. This solution will allow users to perform various financial transactions and payment operations from an iOS/Android mobile application. To carry out this project, we are looking for a competent and experienced IT developer company to ensure the development, deployment, and support of the Mobile Money solution. Preliminary and non-definitive mockups of the solution are provided in the appendix to illustrate the functional expectations. 2. Functional Scope The functional scope of the Mobile Money solution must cover at least: - Management of a virtual wallet account per user - Subscription/purchase of our mobile plans (Purchase of airtime/prepaid recharge...) - Person-to-person (P2P) money transfers be...

I'm looking for a Modern style menu design for my restaurant. The menu should be clear and easy to read while keeping a sleek and contemporary look, with HD mouth watering small photos. Key Requirements: - Design: The menu should reflect a modern aesthetic, using contemporary typography and layout - Sections: The menu should cover a variety of sections including Vegetarian/Vegan, Allergens, Non Vegetarian, Appetizers, Main Courses etc. - Clarity: It's essential that the menu is easily navigable and information is clearly presented. Ideal Skills and Experience: - Graphic design with expertise in menu design, particularly modern style. - Familiarity with restaurant menu requirements. - Attention to detail in terms of allergen and dietary information.

I'm in need of someone to transcribe an mp3 audio file into a verbatim style text. The...to transcribe an mp3 audio file into a verbatim style text. The audio features multiple speakers, but speaker identification is not required. The final output should accurately capture not only the words spoken but also include all the utterances, non-verbal sounds and pauses. This is important to maintain the original context and tone of the conversation. Ideal Skills and Experience: - Proven experience in transcription, especially verbatim style - Ability to accurately transcribe audio with multiple speakers - Attention to detail to capture non-verbal sounds and pauses - Good command of English language - Reliable and able to deliver on time - Previous experience with similar pr...

I need a freelancer who can craft well-researched articles blending history with travel, focusing specifically on creating biographies of historical figures related to the island. The final piece will need to be illustrated and formatted according to Amazon'...compliment the articles. - Amazon Expertise: Able to post content following Amazon's requirements on formatting and guidelines. Ideal candidate: - Background in history and travel writing. - Experience in creating biographies. - Proficient with illustration software. - Prior experience posting content on Amazon is a huge plus. - High attention to detail and ability to meet deadlines. If you're a writer-illustrator with a passion for history and travel, and you're familiar with Amazon's posting requi...

I'm seeking a skilled writer to create an engaging and informative blog post on personal finance, focusing particularly on mutual fund investment tips and retirement planning. The post should be tailored towards beginners within the finance realm. Key Points: - The blog post will revolve around the topic of investing in mutual funds, specifically targeting individuals who are new to the concept of personal finance. - Alongside the investment tips, the post should also touch on basic elements of retirement planning. - The writing style should be informative and factual, ensuring that the content is easy to understand for those with limited knowledge on the subject. Ideal Candidate: - Demonstrated experience in writing engaging and informative personal finance content. - A soli...

I'm searching for performers for a film on migration. The project involves participating in 3-4 minute scenes on May 23rd. Specifically, - An Australian actress: Her role will be the friend of the film writer in the scenes at Greenwich. She should ideally be middle-aged and present a professional appearance. Opulence with the Australian accent is mandatory. - French Actor: For one scene in Spitalfields outside the Sever's house. Skills and experience required include acting, punctuality, and dedication to the character's role. Previous acting experience is preferable but not necessary. Galvanize your passion and let's create art together.

I need assistance in creating Marathi subtitle files in SRT format for five separate videos on YouTube. Each video is approximately 20-25 minutes long. The subtitles should be in Marathi and match the spoken content in the videos verbatim. Non-verbal elements such as background music, sound effects, and speaker identification do not need to be included. The focus is solely on the spoken content. The freelancer shall deliver one subtitle per day and complete the project in five days.

I'm looking for a talented designer to create the cover for my non-fiction book. While I left the style open-ended, it's crucial for the design to maintain a sense of professionalism. Key Project Details: - Genre: Non-fiction - Style: Open to Minimalist, Illustrative, or Typography-based styles, as long as it feels professional - Colors: A smart and professional color scheme is desired. While I'm not fixated on a specific palette, the design should uphold the book's tone. Ideal candidates would have: - Extensive experience in book cover design, particularly in the non-fiction genre. - A versatile design approach that adapts to the open-ended style requirement. - An understanding of how to use color and design elements to con...

I'm looking for a skilled writer who can help me bring my personal stories to life. It's about the human experience, encompassing both the beauty and the hardships that we face throughout our lives. Key Points: - Purpose: The primary aim of this memoir is personal storytelling. It's not just about me, but about the broader human experience as well. - Tone: I'm looking for a writer who can balance a mix of serious and humorous elements. This memoir should be insightful and introspective, yet also light-hearted at times. - Theme: The central theme of the memoir revolves around the dualities of life - the moments of beauty and the challenges that we encounter. Ideal Candidate: - Proven experience in writing memoirs or personal storytelling pieces. - Underst...

I am looking for someone experienced in building tool websites with an emphasis on monitoring changes on various websites. The primary function is to detect and repor...receiving notification of these adjustments via email & sms alerts. Ideal Requirements: - Proficiency in building tool websites for monitoring purposes. - Knowledge in setting up a system to detect website content changes. - Experience in integrating email alert notifications for users. - Loading Capacity 500+ Websites Searching per Hour - Foresight in creating an interface user-friendly even for non-technical users. This project will require strong analytical skills and a sharp eye for detail. I'm excited to work with someone who understands the critical need for website updates and the importance of ...

an experienced C++ or Python or Tenserflow or Java or AI (etc.) developer to create a software program for Windows. A skilled developer with expertise in creating a dynamically pixelating images (not simple machine or grid pixelation). The program should have the following functionalities: - dynamically pixelate any imported image into mathematical, non-mathematical or custom shapes in various styles with user adjustable settings and configurations - adding additional shapes into the created shapes in separate layers to create more complex outcomes - export of the pixelated images as 300dpi vectorized or rasterized files - intuitive interactivity with user friendly adjustments, selections and editing The ideal freelancer would have extensive experience in graphic programming, cre...

We are hiring a skilled writer/editor/producer who can provide well-researched and engaging content in the domains of small and medium business, finance, technology, and marketing. as well as provide production support for our site and newsletter. Daily availability is a requirement. Key Project Details: - Focus Areas: Your primary task will be preparing the daily newsletter and sending as well as reviewing and publishing stories from our 1000s of business contributors. Once the daily email has been published we need to create content that is both informative and educational on finance, technology, and marketing. Ideal Candidate Skills: - Excellent research and writing abilities - Excellent grammar and spelling, written and spoken English (2nd language a bonus) - Ability to ed...

I am looking for someone experienced in building tool websites with an emphasis on monitoring changes on various websites. The primary function is to detect and repor...receiving notification of these adjustments via email & sms alerts. Ideal Requirements: - Proficiency in building tool websites for monitoring purposes. - Knowledge in setting up a system to detect website content changes. - Experience in integrating email alert notifications for users. - Loading Capacity 500+ Websites Searching per Hour - Foresight in creating an interface user-friendly even for non-technical users. This project will require strong analytical skills and a sharp eye for detail. I'm excited to work with someone who understands the critical need for website updates and the importance of ...

I'm looking for a Python content writer who can create technical documentation at an intermediate level geared towards software developers. Key Requirements: - Previous experience writing technical documentation. - Comprehensive understanding of Python programming language. - Ability to break down complex concepts into easily digestible content. - Knowledge of the needs and interests of software developers. The documentation should be structured, engaging, and provide a thorough explanation of Python concepts that are relevant and useful for software developers. A long-term collaboration may be possible for the right candidate.

...design. These should be original, creative, and in line with the overall theme of the livery. - I build race bikes, not road bikes, so keep in mind sections for placing a race number. - I like colour! Even on the wheels! Specifics: - I'm particularly interested in a colour scheme that avoids metallic colours. I'm open to suggestions here, but I'm looking for colours that are bold, vibrant, and non-metallic. Ideal Skills: - Experience with motorcycle livery design is a big plus. - A strong portfolio that showcases your work in custom design and creative graphics. - Proficiency with the Adobe Suite or other relevant design software. - Good communication skills to ensure a smooth collaboration throughout the project. - I’ve attached three base images of ...

I'm in need of a skilled English to Arabic translator to assist with translating technical documents. Ideal Skills and Experience: - Proficiency in both English and Arabic - Prior experience with translating technical documents - Strong attention to detail - Familiarity with industry-specific terminology This is a non-urgent project, so there isn't a pressing deadline. I am in need of a translator who can accurately and efficiently translate the content without requiring proofreading or editing. If you are confident in your translation capabilities and have a background in technical translation, I'd love to hear from you!

I'm in need of a skilled translator to accurately convert story documents from English to French. The project involves the following: - Translation of approximately 100 pages of non-technical English text into French - Ensuring that the original meaning and tone of the stories are preserved in the translation - Proofreading the translated documents for any grammatical or syntactical errors The ideal freelancer for this job would be: - Fluent in both English and French - Experienced with literary translation - Detail-oriented and meticulous when it comes to grammar, spelling, and punctuation - Able to adhere to deadlines Please provide examples of your past translation work, especially with literary documents, if possible.

I need an experienced editor to work on my non-fiction book, focusing on the structure and plot. The target audience for my book is professional or industry-specific, so it's crucial that the content is engaging, coherent, and adds value to their expertise. Key Responsibilities: - Reviewing and enhancing the overall structure of the book - Ensuring the plot is logical and compelling - Providing constructive feedback on the content Ideal Skills and Experience: - Proven experience in editing non-fiction, particularly in professional or industry-related topics - Strong understanding of narrative and structure in literature - Ability to provide both high-level feedback on the book's content and detailed editing suggestions - Excellent communication skil...

I am looking for an experienced writer to create an informative and educational blog post aimed at beginners in the field of personal finance. Specifically, I would like the post to cover the following topics: - Budgeting and saving: The article should include practical tips on how beginners can start managing their finances effectively. - Investing strategies: I am also looking for detailed but beginner-friendly explanations of different investment options, from traditional stocks to cryptocurrencies. The tone of the blog post should be informative and educational, helping readers grasp the concepts without overwhelming them with technical jargon. The ideal candidate for this project should have a strong background in personal finance and investing, with prior experience writing ...

I am seeking a professional resume writer to help me craft a compelling resume for mid-level positions within the technology industry. Key Requirements: - Proficient in understanding the specifics of the technology industry and what employers are looking for in a resume - Ability to tailor a resume for mid-level positions - Familiarity and experience with resumes for roles like software development, data analysis, and project management is a plus - Understanding of the current trends and technologies in the tech job market - Creative writing skills to make my profile stand out

I am looking for a skilled writer to create a compelling bio for personal use on my website and social media platforms. The bio will primarily target potential clients or customers. I have specific details and achievements that I would like to highlight in the bio. However, I am open to suggestions from the writer as well. Ideal Skills and Experience: - Proficient in crafting engaging and concise bios - Familiarity with writing for personal branding and online platforms - Ability to highlight key achievements and skills effectively - Strong understanding of the target audience and the tone that will resonate with them.

I need a legal writer for writing some document for my case.

I need a professional copywriter who can write SEO friendly blogs for my website.

I need to write some paragraph for my website within shortest deadline. Thanks.

I'm looking for a talented logo designer to create a logo for my application/web access - The purpose of this logo is for access web and application - The name: MSC Management Staff Casino - The part MSC will be used for the application and I prefer to be stylized - I prefer non-colors Ideal skills and experience for this job: - Proficient in logo design with a strong portfolio showcasing modern, minimalistic designs. - Understanding of branding principles to ensure the logo aligns with my brand's identity. Please include samples of your previous work in your proposal. Thank you.

I'm launching an art website and I need an experienced writer to craft engaging and informative articles on various art topics. The main focus will be on promoting the appreciation of art across the general public. Key Requirements: - Ability to create well-researched, high-quality articles on art - Understanding of different art forms and movements - Experience in writing for online platforms - A flair for engaging and captivating writing The ideal candidate will have a strong writing portfolio with a focus on art-related content. A background in art history or a related field would be an advantage.

Only Freelancer Appy, ...Dentist and Vet clinic - Increase website traffic for the NGO - Develop and execute strategies to meet the project goals - Regularly monitor and report on the progress of each project - Stay up-to-date with SEO trends and algorithms My Maximum Budget is 11000Rs. per month for all three projects. Ideal candidates should possess: - Proven experience in Local SEO, preferably in the healthcare and non-profit sectors - Strong understanding of local SEO best practices and strategies - Excellent analytical skills and attention to detail - Ability to work independently and meet deadlines - Good communication and reporting skills - Familiarity with SEO tools and platforms If you think you have what it takes to help me achieve my project goals, please don't h...

...installed: - ASP.NET Framework 3.0 or higher - Visual FoxPro 9 - Office 2019 Please make sure to include in your proposal any related experience and specific skills that make you a suitable candidate for this project. Project Description I'm currently in a bit of a tight spot. A Windows Server 2016 web application () was recently moved from a US provider to the by a non-professional freelancer. Unfortunately, after less than a week, the system has stopped working. I found out recently he has installed the application in Centos 7 (Linux) instead of Windows against my guidelines. In light of this, I am seeking a highly skilled professional to help me reinstall the system from the copy to the Window Server 2016 environment. The job involves the following steps: 1)

I am seeking a skilled recipe creator experienced in concocting large quantities of quick, easy non-alcoholic beverages. I would like to use "bebida" (drink) as a key ingredient and therefore, understanding its various applications will be a significant advantage in this project. Your responsibilities will include: - Creating healthy and refreshing non-alcoholic beverage recipes - Ensuring these recipes are easy to scale up for larger quantities - Making the process quick and effortless to follow The ideal candidate will have: - Experience in beverage recipe creation - Knowledge of incorporating 'bebida' in non-alcoholic beverages - Ability to develop easy-to-follow recipes that can serve large groups.

I'm in need of a creative content writer who can help me create engaging and friendly discussion threads for a dating experince. forum The Content Writer will be responsible for producing high-quality, engaging content that resonates with our audience. This includes writing blog posts, articles, user guides, newsletters, and social media content. The ideal candidate will have a deep understanding of dating dynamics, be up-to-date with current trends, and possess a flair for storytelling that captures the essence of modern dating experiences. Key Responsibilities: - Craft discussion threads that are engaging - Ensure threads are relevant to the technology topic - Maintain a friendly and conversational tone throughout Ideal Candidate: - Proficient in English -

I am in need of a skilled copywriter to craft clever and digestible content aimed at educating the general public about a certain technology topic. This is not a hard sell, but an opportunity to expand knowledge and spark interest. Your words need to be clear, engaging, and easy to understand for non-tech savvy readers. The ideal candidate will: - Have a background in technology or a strong grasp of tech industry concepts. - Have proven experience in copywriting, especially with informational and educational content. - Be intuitive in understanding the best way to communicate complex ideas to a general audience. Your mission will be to make an often intimidating subject matter approachable and intriguing. If you have a knack for breaking down complex information into enjoyable...

I am seeking a proficient editor to correct the grammar and punctuation in my short story. The story is written in the genre of literary fiction and hence an appreciation for this genre of storytelling would be beneficial. While I want to retain the originality of the story, necessary changes are welcomed in order to correct errors that may distract from the narrative. The ideal freelancer for this project would have: - A strong grasp of grammar and punctuation rules - Experience in editing literary fiction - Ability to maintain the original voice of the author - Keen attention to detail I look forward to working with you to refine my story and enhance its literary quality.

I'm seeking a skilled screenplay writer to create a thrilling and engaging script for a 10-episode TV series that will appeal to an adult audience. This project is a crossover between two iconic Marvel characters, Ghost Rider and Spider-Man, and thus requires a deep understanding of their stories. Key Requirements: - Target Audience: The aim is to create a screenplay that is particularly captivating for adults. The story should be intricate and mature, while still retaining the essence of the original comic book characters. - Tone: The screenplay should have a dark and gritty tone to match the themes of the Ghost Rider character and the general atmosphere of the Marvel universe. It should be crafted in a way that keeps the audience on the edge of their seats, whi...

I'm seeking a talented screenplay writer to craft a 3-hour movie script for an action-packed and thrilling adaptation of the popular video game "Mega Man". Ideally, I'm looking for a script that retains the core essence of the game but is open to some creative liberties. Key Requirements: - Create an engaging, 3-hour screenplay - Include intense action sequences, heroic battles against bosses, and characters with special abilities - Maintain the action-packed and thrilling tone throughout - Stay moderately close to the original video game storyline, while allowing for some creative freedom Ideal Skills and Experience: - Proven experience in scriptwriting, particularly for action-based movies - Strong understanding of the "Mega Man" game fran...

Looking for a wikipedia writer to get my Athlete page up

Project Overview: I am seeking an experienced tech writer/cloud engineer to help create a comprehensive consultancy playbook based on the Microsoft Cloud Adoption Framework. The goal is to turn this framework into a practical, step-by-step guide that businesses can follow to transition from ground to cloud. This playbook will serve as a cornerstone of my consultancy business. Project Scope: Deep Dive Analysis: Conduct an in-depth analysis of the Microsoft Cloud Adoption Framework. Content Development: Write a detailed guide that encompasses business strategies, marketing tactics, and sales techniques related to cloud adoption. This needs to be deep and detailed. Framework Parsing: Break down the framework into a structured, easy-to-follow product/playbook. Ideal Candidate...

...be installed on an intranet server of the client company, accessible I suppose by teamviewer or similar. The client is a waste recycling services company. The particular thing about this business is that there are various types of clients, Customer delivering waste to be proessed. Client who contracts waste management at home. Customer who buys recycled material. Entities that receive final non-recyclable garbage. Has waste reception, classification and separation process, manufacturing of final product Dispatch of recycled materials, final products and garbage. We do NOT want to activate the billing module, maybe export or exchange with the current system. Please present a work plan, estimating times, delivery dates, and value to be paid per delivery. Contact by .......

I've been having an issue with the tabs on my website. They're not opening when clicked. Site: Some more details: - There are no error messages displayed when attempting to open the tabs. - I've tested the tabs on Chrome, Firefox, and Safari. I'm looking for a skilled developer who could troubleshoot the issue and make the tabs functional again. The ideal candidate should possess: - Proficiency in HTML and JavaScript. - Experience in debugging and troubleshooting similar issues. - Familiarity with cross-browser compatibility testing. This is a relatively small project and shouldn't take much time for someone with the right expertise.

I'm seeking a skilled graphic designer to modernize my organization's image. The focus is creating a symbolic logo and other graphics showcasing the essence of a Model United Nations education platform. Ideal skills include: - Experience in rebranding, specifically in the educational or non-profit sectors. - Ability to work with cool-color palette (blues, greens, violets). - Proficiency in designing symbolic graphics, capturing the mission of our organization. Your task is to elevate our brand recognition and help attract new students, through visuals that represent our work in a modern, influential way. We are Tampa Bay Homeschool Model United Nations, committed to supporting debate education; reflect this identity in your designs.

I'm seeking a professional business plan writer to assist me in creating a comprehensive business plan for my service-based business. Key Objectives: - Secure Funding: The business plan should be detailed, well-researched, and clearly demonstrate the financial viability and growth potential of my business. - Strategic Planning: I require a roadmap for my service-based business with clear strategic objectives, market analysis, and competitive landscape. - Operational Guidelines: The plan should also detail operational procedures, staffing requirements, and technology needs. The Nature of My Business Idea: - Service-Based: My business is primarily service-based, catering to both businesses (B2B) and consumers (B2C). Therefore, the plan should be structured to appeal to a wide r...

I'm looking for a skilled and experienced writer who can craft an engaging and informative blog post on investing in stocks. The post is intended for families planning their finances, so it should offer valuable insights and practical advice that this demographic can easily understand and implement. Key points you should cover in the blog post: - Tips for creating a budget: This section should provide practical and actionable advice on how families can set up and adhere to a budget. The guidance should be clear and easy to follow, helping readers to better manage their finances. - Strategies for saving money: The blog post should also outline various strategies families can use to save more effectively. This can range from cutting back on non-essential spending to sett...