Internet Payment Service (IPS) Similar to PayPal

Looking for a complete Script written in PERL/CGI to create our secure online payment system similar to PayPal, SolarPay. Our system will allow people to: 1- Create Account User Profile 2- Pluggable Authentication Module (PAM) framework for account, session and password management. 3-Complete Account Management Database using MySQL modules for: a- Complete Account Payables and Receivables, b- Order inventory management (order replenishment, order tracking, billing, etc...) 4. Pay for all Internet Purchases using an Email address, Snail Mail, or Wire Transfer. 5. End-User Shopping Basket-Cart solution 6. Buddy Icons. 7. Secured Firewall Protection against Hacker Attacks, Worms, Viruses, ect... Security and functionality is our main goal. We want to utilize the best commercially available technology and procedures to protect the security of our online transactions. A few key things we are looking for are.. We want our system to automatically encrypt a users confidential information in transit from their computer using the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits. We are also looking for a built-in access code generator for logging and registering for an account so as to prevent automatic signups/registrations or something similar to that. We want a script that fully supports automated recurring billing and allows to completely customize all colors and logos, for a completely brandable site. We want to be able to Easily ban/block users/IP's . We also want customers to be able to fund their account WITH the competitors (PayPal, E-Gold, NetPay, Evocash, Qchex) etc. Finally, the winning Bidder must sign a Confidentiality Agreement which must be notarized by an Attorney in the Country of Origin. We will then forward our CGI Script for this project.