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Colorado Auto Insurance
Colorado has mandatory auto insurance requirements that must be met to drive a car on the roads. You need to provide insurance policy details at the clerk’s office when you want car registration. If you are caught driving your car or other person’s car without insurance, you will be penalized. Colorado auto insurance protects you when you cause threats to life and properties of others on the road. Even though buying minimum requirements is needed, it is normally not sufficient. You should think beyond the minimum state requirements and buy insurance as much needed by you. Always pay attention to the details of insurance policies before buying them.
Minimum Colorado auto insurance requirements
In Colorado, you have to buy bodily injury liability and property liability. This will protect you when the accidents caused by you result in injuries and damages to the other parties involved in the accidents. The injured persons may sue you for causing damages and in those cases, your insurer will come to your rescue. However, the amount of protection that the insurance company can offer depends on the amount of coverage you have bought.
In Colorado, you are required to buy $25,000 bodily injury coverage per person and $50,000 bodily injury coverage per accident. When you want to buy combined coverage, you have to buy at least $65,000 bodily injury liability. Property liability required by Colorado is $15,